$At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option - For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.Other Sum Assureds also available under the base product with or without rider. Payouts will be restricted to applicable benefit mentioned against the corresponding risk as per the product or rider terms and conditions. ^The package Sum Assured is the maximum total coverage under the respective packages and is the sum addition of the individual risks Sum Assureds payable on occurrence of various insured events.*Inbuilt payor Accelerator Benefit that advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis.# Please refer brochure/s of above product and rider/s for additional details and Annexure for Definitions and Exclusions under these benefits.
Kindly refer the sales illustration for the exact premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Premium is subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Please refer Benefit Illustration for more details. old female, Standard Life, Non-Smoker for 70 Lakh Package Sum Assured with Policy Term of 40 yrs, Regular Pay, Without Return of Premium Option. $$ Illustrated Premium is premium excluding taxes for 20 yr.Hospi Care (HCB) is a benefit option available under Tata AIA Vitality Health (A Non-linked, Non-participating, Individual Health Rider) CritiCare Plus (CPB), Accidental Death (AD), Accidental Total & Permanent Disability (ATPD) are benefit options available under Tata AIA Vitality Protect (A Non-linked, Non-participating, Individual Health Rider).InstaProtect Solution comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V04) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Vitality Protect (UIN: 110B046V02) - A Non-linked, Non-participating, Individual Health Rider Tata AIA Vitality Health (UIN: 110B045V01) - A Non-linked, Non-participating, Individual Health Rider. Tata AIA Life Insurance Sampoorna Raksha Supreme is also available individually for sale.If you only want to have coverage in place for as long as you have children depending upon you, on the other hand, a 20 year term life insurance policy may be the best option for you. If you are married and your wife does not work, for example, you may want to purchase a policy that will be in place for many years. This way, you can be certain to obtain a term that will be in place for the length of time you need in order to keep your loved ones protected. In addition, it is possible to obtain a term life insurance policy that stays in place until you reach a certain pre-determined age.Īs with any type of term life insurance policy, it is important to consider your individual needs before purchasing an AIG term life insurance policy. Although the most popular term lenghts are 1, 5, 10, 15, 20, and 30, customers can choose to obtain other term lenghts as well. AIG term life insurance is available in a variety of different terms. One of these policy types is term life insurance. Today, it is possible to purchase a variety of different insurance policies from AIG. Once his business found this success, however, it wasn’t long before AIG had established a solid reputation and a broad customer base. After becoming the first Westerner to sell insurance in China, he decided to also start selling insurance in Europe, Asia, the Middle East and Latin America.ĭespite his eariler successes in other countries, Starr did not find much success with selling policies in the United States until 1962. In fact, it was in 1919 that its founder, Cornelius Vander Starr, first started selling insurance in Shanghai. The Ins and Outs of AIG Term Life InsuranceĪmerican International Group, which is known simply as AIG for short, has been offerign a variety of different insurance options to people around the world for many years.
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